Export-Import Bank of the U.S., a brief introduction for exporters. This information is part of "A Basic Guide to Exporting" provided by the U.S. Commercial Service to assist companies in exporting.
Last Published: 10/20/2016
Export-Import Bank of the United States (http://www.exim.gov)
The Export-Import Bank of the United States (Ex-Im Bank) is an independent U.S. government agency that facilitates the export of U.S. goods and services. As the federal government’s export credit agency, Ex-Im Bank provides export credit insurance, loan guarantees to lenders, direct loans to exporters on market-related credit terms, and loans to foreign buyers.

Ex-Im Bank’s insurance and loan guarantees are structured to encourage exporters and financial institutions to support U.S. exports by reducing the commercial risks (such as buyer insolvency and failure to pay) and political risks (such as war and currency in-convertibility) of international trade that could result in nonpayment to U.S. exporters by foreign buyers. The financing made available under Ex-Im Bank’s guarantees and insurance is on market terms, and most of the commercial and political risks are born by Ex-Im Bank.

Ex-Im Bank’s loan program is designed to neutralize interest rate subsidies offered by foreign governments. By responding with loan assistance, Ex-Im Bank enables U.S. financing to be competitive with that offered by foreign exporters.
Ex-Im Bank provides export credit insurance, loan guarantees, direct loans, and foreign buyer loans— all designed to help you complete your international sale more easily.


Export Import Bank