Tom has been with ERD for over 10 years. He has decades of business experience and began his career in the insurance industry as a commercial underwriter for one the largest insurance companies in the world. He later became a risk manager working with Lloyds and overseeing high hazard industries like satellite launches, mining, logging, fishing, bridge building and large commercial structures. His responsibilities included the mitigation of terrorist threat on physic al structures. Tom continued his career in the insurance industry as a Regional Vic e President of Marketing before becoming a consultant for companies like General Dynamics and United Airlines on government contracts.